Bisernica
Active · Joint-stock companyA.D. "BISERNICA" ROŽAJE
4719 · Other retail sale in non-specialised storesRožajeFounded 2004
Account not blockedNot on tax debtor listsFilings completeNot in bankruptcy or liquidationCourt data not available
Key figures
2025
Total revenue · 2015–2025
349,787€2025. · +27.8% vs 2024
Click or tap a year to see its figures; drag across the chart to preview. Source: Tax Administration (IRMS) income statements.
Market position
By revenue · 2025Similar-sized peers
- 1HND Promet541.8k€
- 2M-Migros512.3k€
- 3Bisernica349.8k€
- 4Royal Tobacco Shop291.1k€
- 5Euro Centar273.7k€
- 6Arem242.3k€
Companies in the same activity or sector with a third to three times this company's revenue. The button next to one adds it to the comparison.
What else we know
Recent activity
All changes for this company →Event · 20 Jan 2026
Largest public payment
24.7k€
Event · 2025
Peak revenue
349.8k€
Event · 2015
First year in BizStats data
Event · 27 May 2004
Registered
Akcionarsko društvo
Performance
Export CSVTotal revenue (2025)349,787€27.8% vs PY
Profit (2025)79,044€1.2% vs PY
Employees (2025)50.0% vs PY
Avg payroll cost per employee/mo (2025)1,944€50.8% vs PY
Profit margin (2025)22.6%Profit / total revenue
2025
- Total Income
- 349,787€
- Profit
- 79,044€
- Employees
- 5
- Avg payroll cost per employee/mo*
- 1,944€
- Est. net pay
- 1,549€
- Income/Employee
- 69,957€
2024
- Total Income
- 273,606€
- Profit
- 78,085€
- Employees
- 5
- Avg payroll cost per employee/mo*
- 1,289€
- Est. net pay
- 1,026€
- Income/Employee
- 54,721€
2023
- Total Income
- 258,311€
- Profit
- 42,987€
- Employees
- 5
- Avg payroll cost per employee/mo*
- 1,286€
- Est. net pay
- 1,008€
- Income/Employee
- 51,662€
* Avg payroll cost per employee per month = wages, wage compensation and other personnel expenses from the income statement (AOP 211: net wages, taxes and contributions on wages including the employer's, and other personnel expenses) / employees / 12. It is not an employee's gross or net salary; reporting errors can move it significantly, and values below 300€ a month are not shown. How we calculate →
Estimated net pay applies the employee deductions in force in the filing year to the avg payroll cost per employee: pension 15% (2022–2023), 13.75% (2024: 15% until September, 10% from October) or 10% (from 2025), unemployment 0.5%, income tax of 9% on the part between 700€ and 1,000€ and 15% above it, and the local surtax of the company's municipality. The base also includes employer contributions and other personnel expenses, so the estimate is an upper bound. It is not shown for years before 2022, when different rules applied.
Against the Trade sector · 2025
This companySector medianProfit margin
22.6%median 1.5%
15.2× the median
20152025
Payroll cost per employee/mo
1,944€median 982€
2.0× the median
20152025
Revenue per employee
69,957€median 38,162€
1.8× the median
20152025
Median of 5,675 companies in the sector that filed for 2025.
Position relative to the peer group
Source and methodology: Public financial filings, CRPS, CBCG, and eKatastar where available. Revenue, profit, employees, and payroll costs come from public financial filings; average gross pay and revenue per employee are derived metrics. Rankings are calculated by total revenue for the latest visible year.
Latest filing year: 2025 · Filing listing (IRMS): 19 May 2026
Risk signals
No registry flags- Risk flag
- No
- Account blocked
- No
- Tax debtor list
- No
- Missing annual statements
- No
- Forced-liquidation risk
- No
Source data as of: CBCG 30 Sept 2026 · Tax Administration 31 Mar 2025 – 30 Sept 2025 · IRMS 19 May 2026
Source: Central Bank of Montenegro, CRTR and monthly blocked-account snapshots.
Accounts and blocks
CBCGThis company's list of open accounts is not available on BizStats at the moment. Check it in the Central Bank's official CRTR registry.
Source: Central Bank of Montenegro, CRTR and monthly blocked-account snapshots.
Check in CRTR registryOfficial CBCG account registry. Enter PIB 02691361 in the search.
Court activity
sudovi.mesudovi.me has not been searched for this company yet (no stored results). No data here does not mean the company has no court cases.
BizStats has court data for 556 companies.Check hearings on sudovi.me
Public money
State payments
96.6k€
16 payments · latest 14 Aug 2026
State contracts and payments 2025 / revenue 2025
11.3%
39,628€ in contracts signed and state payments received in 2025
of which pass-through (pensions, sick and maternity leave refunds): 6,134€
Treasury payments by expense type
- Subvencije poslodavcima za zaposlj lica sa invalid14 payments77.1k€
- Transferi nevladinim organizacijama1 payment13.3k€
- Naknade za bolovanje preko 60 dana1 payment · refund6.1k€
The largest expense types by amount. Sick-leave, maternity-leave and pension-garnishment refunds are not payments for goods or services.
State payments
data.gov.me, gov.meTotal received
96,580.52€
Payments
16
Latest payment
2026-08-14
Subvencije poslodavcima za zaposlj lica sa invalid
418400100014 payments77,097.02€
Transferi nevladinim organizacijama
43140010001 payment13,350.00€
Naknade za bolovanje preko 60 dana
42520010001 payment6,133.50€
Source: State Treasury executed-payment ledgers from data.gov.me and gov.me. Company matching is based on payee name.
All payments to this payeeLinked by:name without legal form
Authorized persons
CRPSPeople and roles in the current CRPS register. Historical financial filings do not establish current authorization.
Loading CRPS register…
Responsible persons · filing history
IRMSPersons listed as “Odgovorno lice” in financial filings, by reporting year. These are historical filing records, not confirmation of current CRPS authorization. The preparer is not shown.
- ERVIN REDŽOVIĆ
Mentioned in reports: 2015–2019, 2025 Reports: 6
IRMS financial filings: years shown are reporting years, not appointment or authorization periods. Original names and source reports are preserved below.
- Source PDFERVIN REDŽOVIĆResponsible person · filing year 2025 · Filed 8 Apr 2026
- Source PDFERVIN REDŽOVIĆResponsible person · filing year 2019 · Filed 6 Apr 2020
- Source PDFERVIN REDŽOVIĆResponsible person · filing year 2018 · Filed 29 Mar 2019
- Source PDFERVIN REDŽOVIĆResponsible person · filing year 2017 · Filed 30 Mar 2018
- Source PDFERVIN REDŽOVIĆResponsible person · filing year 2016 · Filed 23 Mar 2017
- Source PDFERVIN REDŽOVIĆResponsible person · filing year 2015 · Filed 9 Mar 2016
- Redzovic Ervin
Mentioned in reports: 2020–2024 Reports: 5
IRMS financial filings: years shown are reporting years, not appointment or authorization periods. Original names and source reports are preserved below.
- Source PDFRedzovic ErvinResponsible person · filing year 2024 · Filed 2 Apr 2025
- Source PDFRedzovic ErvinResponsible person · filing year 2023 · Filed 27 Mar 2024
- Source PDFRedzovic ErvinResponsible person · filing year 2022 · Filed 29 Mar 2023
- Source PDFRedzovic ErvinResponsible person · filing year 2021 · Filed 29 Mar 2022
- Source PDFRedzovic ErvinResponsible person · filing year 2020 · Filed 23 Mar 2021
Real estate and projects by municipality
012–45–1920+registry records
All of Montenegro
1 municipality
- Records
- 2
- Parcels
- 10
- Buildings
- 13
Pick a municipality on the map or in the list. Sources: Real Estate Administration (eKatastar); projects: gov.me, municipalities and the Environmental Protection Agency.
Owned properties
2 records10 parcels13 objects1 cadastral municipalities
ROŽAJE
AD BISERNICA ROŽAJE
- LN number
- 1750
- Subfolio
- N/A
- Parcels
- 8
- Objects
- 7
Rights: Svojina 1/1, Svojina 1/1
Collected: 2026-06-07
ROŽAJE
AD BISERNICA ROŽAJE
- LN number
- 222
- Subfolio
- N/A
- Parcels
- 2
- Objects
- 6
Rights: Svojina 1/1, Svojina 1/1
Collected: 2026-06-07
Source: eKatastar of Montenegro's Real Estate Administration.
How to check
The Real Estate Administration's eKatastar has no public links to individual title sheets. On ekatastar.me, choose the municipality and the cadastral municipality (KO), then enter the title sheet number (LN). The portal may ask you to sign in.
Linked by:PIB